When life hits & you urgently need ₦10k
who really shows up?

₦500M+

Total Savings Managed

5.2K+

Active Members

₦180M+

Loans Disbursed

24hrs

Average Approval

Make your money work for you!

✓ Our Vision

To build a trusted financial institution that enables sustainable wealth creation through innovation and disciplined Investment.

✓ Our Mission

To deliver secure savings, responsible lending, and innovative financial services through technology.

FundNest vision and growth

Our Products

Savings plans

Savings Plans

Grow your money with competitive returns starting from 12% annually.

  • Flexible withdrawals
  • Monthly interest payouts
  • Zero hidden charges
Apply Now
Quick loans

Quick Loans

Get instant credit approval in 24 hours with transparent rates.

  • No collateral needed
  • Fast disbursement
  • Flexible repayment
Apply Now
Investments

Investments

Build long-term wealth through our curated investment opportunities.

  • Diversified portfolio
  • Expert guidance
  • Transparent returns
Apply Now

Why Choose FundNest?

🔐

Bank-grade security

Military-grade encryption and multi-factor authentication protect your data and funds 24/7.

📊

Real-time visibility

Track savings, loans, and investments instantly across devices with clear dashboards.

🤖

Fair credit assessment

Smart, responsible algorithms evaluate creditworthiness quickly and transparently.

🤝

Member-first community

Join thousands building wealth together—learning, sharing, and celebrating milestones.

Transparent operations

No hidden fees. Clear statements and accessible support whenever you need it.

Fast processing

24-hour loan approvals and instant transfers keep your plans moving forward.

Got Questions? We've Got Answers

How do I create an account and get started with FundNest? +

Getting started with FundNest is simple and takes just 5 minutes. Download our app or visit our website, sign up with your email or phone number, complete your KYC verification using your BVN and valid ID, and you're ready to start saving, investing, or applying for loans. Once verified, you can immediately begin your wealth-building journey with us.

What savings rates does FundNest offer? +

FundNest offers competitive savings rates starting from 12% per annum, depending on your savings plan and tenure. Our flexible savings plans allow you to choose terms that suit your financial goals. Interest is calculated daily and paid out monthly directly to your account. The longer your commitment, the higher your potential returns.

How long does it take to get a loan approved on FundNest? +

FundNest is committed to fast processing. Most loan applications are reviewed and approved within 24 hours. Once approved, funds are disbursed directly to your bank account, usually within a few hours. We use smart, responsible algorithms to assess creditworthiness quickly and transparently, ensuring you get fast approvals without hidden requirements.

Is my money safe on FundNest? +

Yes, your money and data are completely secure with FundNest. We use military-grade encryption and multi-factor authentication to protect all transactions and personal information. Our platform complies with all Nigerian regulatory requirements, and your funds are held in secure accounts. You can track all your transactions in real-time through our secure dashboard.

Getting Started is Simple

📝

Create Account

Download the app or sign up online in less than 5 minutes.

🛡️

Verify Identity

Complete KYC with your BVN and valid ID securely.

🎯

Choose Product

Select savings, loans, or investment options tailored to you.

🌱

Start Growing

Begin your wealth-building journey with FundNest.

Stories from our members

Real people, real progress. See how FundNest helps Nigerians save smarter, borrow responsibly, and invest confidently.

Start your story
Member 1
Adaeze O.
“I hit my emergency fund goal in 6 months—FundNest made it simple and consistent.”
Entrepreneur
Member 4
Ibrahim K.
“I diversified with their curated investments—steady returns, clear reporting.”
Analyst
Member 2
Chinedu A.
“Loan approval in under 24 hours—no stress, no hidden fees. Transparent from day one.”
Software Engineer
Member 3
Zainab M.
“The community challenges kept me accountable—now saving is a habit.”
Student
Member 4
Ibrahim K.
“I diversified with their curated investments—steady returns, clear reporting.”
Analyst
Security

Security you can trust

We protect your money and data with industry-leading security—encryption, MFA, and strict compliance. Your peace of mind matters.

Your deposits are insured, and your data is protected by the same encryption used by global banks

Our Impact

5,200+

Active Members

₦500M+

Under Management

₦180M+

Loans Granted

99.2%

Member Satisfaction

Get in Touch

Have questions? We'd love to hear from you. Send us a message and we'll respond as soon as possible.

Ready to build your financial future?

Start saving, borrow responsibly, and invest with confidence—on your terms.

Learn more